Patna, August 26, 2025 To empower women and help them become self-sufficient, the Bihar government developed the Jeevika Didi Scheme. Women can easily obtain loans via this program for a variety of needs, including small business and agricultural ventures. The state administration wants to encourage women to be active members of the family and society. Women will not only become financially independent but also leave their impact on society thanks to this effort.

Process of becoming Jeevika Didi

Women must join a self-help group in order to become Jeevika Didi. These organizations are made up of women who work in rural areas and who band together to develop small companies and save. Women can progressively work on large-scale initiatives and businesses through these groupings. But under this plan, women receive financial help in the form of loans and government assistance rather than a direct pay.

Loans and financial assistance

The government established Jeevika Nidhi Credit Cooperative Union Limited to offer loans to women under the Jeevika Didi Scheme. Women would receive loans of Rs 15,000, Rs 75,000, and up to Rs 2 lakh under this initiative. Twelve percent has been set as the annual interest rate. Additionally, there is a time limit for loan repayment: a loan of Rs 15,000 must be paid back in a year, a loan of Rs 75,000 in two years, and a loan of Rs 2 lakh in three years.

Objective and importance of the scheme

The Jeevika Didi scheme’s primary goal is to empower women and give them a powerful place in society. The Bihar government thinks that women will contribute significantly to the family and society once they are financially independent. Through this program, women can get assistance with their business, farming, and other financial requirements.

Benefits and Prospects

Women can invest in agriculture, launch small enterprises, and leave their impact on society through this program. The Bihar government’s action is crucial to empowering women and increasing their economic status. In addition to providing cash assistance, this will boost women’s self-esteem and social engagement.

Disclaimer: This article has been prepared for informational purpose only. The information given in it is based on various government announcements, media reports and public sources. Our aim is to provide information related to Jeevika Didi Scheme and its benefits to the readers. We have no direct or indirect relationship with any government scheme, loan facility or government official. Verify the complete process and rules related to the scheme from the concerned government website or office.

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